/* Zain Seguros — sistema visual compartido */
:root {
  --navy: #03356e;
  --navy-dark: #022449;
  --steel: #536794;
  --teal: #0f766e;
  --teal-light: #4db3a4;
  --teal-pale: #e3f3f0;
  --ink: #0d2626;
  --gray: #566767;
  --gray-light: #8c9aa5;
  --line: #dde3ea;
  --bg: #f6f7f9;
  --bg-soft: #f7f9fc;
  --white: #ffffff;
  --radius: 16px;
  --shadow: 0 10px 30px rgba(3, 53, 110, 0.08);
  --shadow-sm: 0 2px 10px rgba(3, 53, 110, 0.06);
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Roboto', 'Helvetica Neue', Arial, sans-serif;
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
.container {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
}
section { padding: 88px 0; }
@media (max-width: 720px) {
  section { padding: 56px 0; }
}

h1, h2, h3, h4 { margin: 0 0 16px; font-weight: 700; letter-spacing: -0.01em; }
h1 { font-size: clamp(32px, 5vw, 52px); line-height: 1.08; }
h2 { font-size: clamp(26px, 3.4vw, 36px); line-height: 1.15; }
h3 { font-size: 20px; }
p { line-height: 1.7; color: var(--gray); margin: 0 0 16px; }
.lead { font-size: 19px; color: var(--gray); }
.eyebrow {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 14px;
  display: block;
}
.center { text-align: center; }
.section-head { max-width: 680px; margin: 0 auto 52px; }
.section-head.left { margin: 0 0 52px; }

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 15px 28px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 15px;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--teal); color: var(--white); box-shadow: 0 8px 20px rgba(15,118,110,.28); }
.btn-primary:hover { background: #0c5f59; }
.btn-outline { border-color: rgba(255,255,255,.5); color: var(--white); }
.btn-outline:hover { background: rgba(255,255,255,.12); }
.btn-navy { background: var(--navy); color: var(--white); box-shadow: 0 8px 20px rgba(3,53,110,.25); }
.btn-navy:hover { background: var(--navy-dark); }
.btn-ghost { border-color: var(--line); color: var(--navy); }
.btn-ghost:hover { border-color: var(--navy); }

/* Header */
#site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 24px;
  max-width: var(--max); margin: 0 auto;
}
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand img { height: 34px; width: auto; }
.brand-mark { height: 42px; width: 42px; flex: none; }
.brand-word { font-size: 19px; font-weight: 700; color: var(--navy); letter-spacing: -0.01em; white-space: nowrap; }
.brand-word span { font-weight: 400; color: var(--gray); }
nav.main-nav { display: flex; align-items: center; gap: 6px; }
nav.main-nav a {
  text-decoration: none; color: var(--ink); font-weight: 500; font-size: 15px;
  padding: 10px 14px; border-radius: 8px; transition: background .15s, color .15s;
}
nav.main-nav a:hover { background: var(--teal-pale); color: var(--teal); }
nav.main-nav a.active { color: var(--navy); font-weight: 700; }
.header-actions { display: flex; align-items: center; gap: 10px; }
.lang-switch { display: flex; border: 1px solid var(--line); border-radius: 999px; overflow: hidden; font-size: 12px; font-weight: 700; }
.lang-switch a { padding: 7px 12px; text-decoration: none; color: var(--gray); letter-spacing: .04em; }
.lang-switch a.active { background: var(--navy); color: var(--white); }
.menu-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.menu-toggle span { display: block; width: 22px; height: 2px; background: var(--navy); margin: 5px 0; }

@media (max-width: 880px) {
  nav.main-nav {
    position: fixed; top: 0; right: 0; height: 100vh; height: 100dvh; width: min(300px, 85vw);
    background: var(--white);
    flex-direction: column; align-items: stretch; padding: 84px 24px 24px;
    transform: translateX(100%); transition: transform .25s ease; gap: 2px;
    box-shadow: -8px 0 30px rgba(0,0,0,.12);
    z-index: 60;
  }
  nav.main-nav.open { transform: translateX(0); }
  nav.main-nav a { padding: 14px 10px; font-size: 17px; border-bottom: 1px solid var(--line); border-radius: 0; }
  .menu-toggle { display: block; position: relative; z-index: 61; }
  .nav-backdrop {
    display: none; position: fixed; inset: 0; background: rgba(3,53,110,.35); z-index: 55;
  }
  .nav-backdrop.open { display: block; }
}

@media (max-width: 520px) {
  .header-actions .btn-navy { display: none; }
  .brand-mark { height: 34px; width: 34px; }
  .brand-word { font-size: 16px; }
  .header-actions { gap: 8px; }
}

/* Hero */
.hero {
  background: linear-gradient(160deg, var(--navy) 0%, #04295a 60%, var(--navy-dark) 100%);
  color: var(--white);
  padding: 90px 0 110px;
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute; right: -120px; top: -120px; width: 480px; height: 480px;
  border-radius: 50%; background: radial-gradient(circle, rgba(77,179,164,.25), transparent 70%);
}
.hero-inner { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; position: relative; }
@media (max-width: 900px) { .hero-inner { grid-template-columns: 1fr; } }
.hero .eyebrow { color: var(--teal-light); }
.hero h1 { color: var(--white); }
.hero p.lead { color: #c9d6e8; }
.hero-actions { display: flex; gap: 14px; margin-top: 30px; flex-wrap: wrap; }
.hero-stats { display: flex; gap: 32px; margin-top: 46px; flex-wrap: wrap; }
.hero-stats div strong { display: block; font-size: 30px; color: var(--white); }
.hero-stats div span { font-size: 13px; color: #9fb2cc; }
.hero-card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: var(--radius);
  padding: 32px;
  backdrop-filter: blur(6px);
}
.hero-card ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; }
.hero-card li { display: flex; gap: 12px; align-items: flex-start; color: #e6ecf7; font-size: 15px; }
.hero-card li svg { flex: none; margin-top: 2px; }

/* Service cards */
.grid-services { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 920px) { .grid-services { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .grid-services { grid-template-columns: 1fr; } }
.card-service {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px 26px; box-shadow: var(--shadow-sm); text-decoration: none; color: inherit;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  display: flex; flex-direction: column; gap: 14px;
}
.card-service:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--teal-light); }
.icon-badge {
  width: 52px; height: 52px; border-radius: 14px; background: var(--teal-pale);
  display: flex; align-items: center; justify-content: center; color: var(--teal);
}
.card-service h3 { margin: 0; color: var(--navy); }
.card-service p { margin: 0; font-size: 14.5px; }
.card-service .go { margin-top: auto; font-size: 13px; font-weight: 700; color: var(--teal); }

/* Trust / why us */
.grid-trust { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
@media (max-width: 920px) { .grid-trust { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .grid-trust { grid-template-columns: 1fr; } }
.trust-item { text-align: center; padding: 10px; }
.trust-item .icon-badge { margin: 0 auto 16px; }
.trust-item h3 { font-size: 17px; color: var(--navy); }
.trust-item p { font-size: 14px; }

.bg-soft { background: var(--bg); }
.bg-navy { background: var(--navy); color: var(--white); }
.bg-navy p { color: #c9d6e8; }
.bg-navy h2 { color: var(--white); }

/* Split section (image + text) */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 880px) { .split { grid-template-columns: 1fr; gap: 32px; } }
.split img { border-radius: var(--radius); box-shadow: var(--shadow); }
.split.reverse .media { order: 2; }
@media (max-width: 880px) { .split.reverse .media { order: 0; } }
.check-list { list-style: none; margin: 20px 0 0; padding: 0; display: grid; gap: 12px; }
.check-list li { display: flex; gap: 10px; align-items: flex-start; color: var(--ink); font-size: 15px; }
.check-list li svg { flex: none; margin-top: 3px; color: var(--teal); }

/* Insurer strip */
.insurer-strip { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; }
.insurer-chip {
  border: 1px solid var(--line); border-radius: 999px; padding: 9px 18px;
  font-size: 14px; font-weight: 700; color: var(--steel); background: var(--white);
}

/* CTA band */
.cta-band {
  background: linear-gradient(120deg, var(--teal), var(--navy));
  color: var(--white); border-radius: 24px; padding: 56px; text-align: center;
}
.cta-band h2 { color: var(--white); }
.cta-band p { color: #dcece9; max-width: 560px; margin: 0 auto 28px; }
.cta-band .hero-actions { justify-content: center; }

/* Footer */
footer { background: var(--navy-dark); color: #b9c6dc; padding: 64px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }
footer .brand img { height: 48px; }
footer h4 { color: var(--white); font-size: 14px; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 16px; }
footer p, footer a { font-size: 14px; color: #b9c6dc; text-decoration: none; line-height: 1.9; }
footer ul { list-style: none; margin: 0; padding: 0; }
footer a:hover { color: var(--teal-light); }
.footer-bottom {
  margin-top: 48px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1);
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  font-size: 12.5px; color: #7f92b0;
}
.social-row { display: flex; gap: 10px; margin-top: 14px; }
.social-row a {
  width: 34px; height: 34px; border-radius: 50%; border: 1px solid rgba(255,255,255,.2);
  display: flex; align-items: center; justify-content: center;
}
.social-row a:hover { background: rgba(255,255,255,.1); }

/* Page hero (inner pages) */
.page-hero {
  background: linear-gradient(160deg, var(--navy), var(--navy-dark));
  color: var(--white); padding: 64px 0 84px; text-align: center;
}
.page-hero h1 { color: var(--white); }
.page-hero p { color: #c9d6e8; max-width: 640px; margin: 0 auto; }

/* Service detail blocks */
.service-block { display: grid; grid-template-columns: 90px 1fr; gap: 26px; padding: 36px 0; border-bottom: 1px solid var(--line); }
.service-block:last-child { border-bottom: none; }
@media (max-width: 620px) { .service-block { grid-template-columns: 60px 1fr; gap: 16px; } }
.service-block .icon-badge { width: 64px; height: 64px; }
@media (max-width: 620px) { .service-block .icon-badge { width: 46px; height: 46px; } }
.service-block ul { columns: 2; column-gap: 32px; margin: 14px 0 0; padding-left: 18px; color: var(--ink); }
@media (max-width: 620px) { .service-block ul { columns: 1; } }
.service-block li { margin-bottom: 8px; font-size: 14.5px; break-inside: avoid; }
.service-nav { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-bottom: 8px; }
.service-nav a {
  text-decoration: none; font-size: 13.5px; font-weight: 700; color: var(--navy);
  border: 1px solid var(--line); padding: 8px 16px; border-radius: 999px;
}
.service-nav a:hover { border-color: var(--teal); color: var(--teal); }

/* Contact page */
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 48px; }
@media (max-width: 900px) { .contact-grid { grid-template-columns: 1fr; } }
.contact-info-card {
  background: var(--bg); border-radius: var(--radius); padding: 32px; border: 1px solid var(--line);
}
.contact-info-card .item { display: flex; gap: 14px; margin-bottom: 22px; }
.contact-info-card .item svg { flex: none; color: var(--teal); margin-top: 2px; }
.contact-info-card .item strong { display: block; color: var(--navy); font-size: 14px; }
.contact-info-card .item span, .contact-info-card .item a { font-size: 14.5px; color: var(--gray); text-decoration: none; }
.contact-info-card iframe { width: 100%; height: 220px; border: 0; border-radius: 12px; margin-top: 8px; }

form.contact-form { display: grid; gap: 16px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 560px) { .form-row { grid-template-columns: 1fr; } }
.field label { display: block; font-size: 13.5px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.field input, .field select, .field textarea {
  width: 100%; padding: 13px 14px; border: 1px solid var(--line); border-radius: 10px;
  font-family: inherit; font-size: 15px; color: var(--ink); background: var(--white);
}
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid var(--teal-light); border-color: var(--teal); }
.field-check { display: flex; gap: 10px; align-items: flex-start; font-size: 13.5px; color: var(--gray); }
.field-check input { margin-top: 3px; }
.hp-field { position: absolute; left: -9999px; opacity: 0; height: 0; }

/* utility */
.mt-0 { margin-top: 0; }
.tag { display: inline-block; background: var(--teal-pale); color: var(--teal); font-size: 12px; font-weight: 700; padding: 5px 12px; border-radius: 999px; margin-bottom: 8px; }